Customer Data File or CIF number is used to identify a customer by a bank and all your bank accounts can be linked to a single CIF.
It is helpful in increasing your TRV (Quantity Relationship) or CRV (Customer Relationship Amount) used by some Banks to determine how much lower balance you can maintain, or how much credit may be given.
In recognition of the merger or merging banks of the State Bank with SBI, there is new significance to the CIF. In the event that you hold an account at one of the two parallel banks at one of the SBI branches, you can submit a CIF offer to any of the other banks, whichever is more convenient for you, so that all your account information is ready. found under one CIF.
This will also simplify your online banking experience, since you will only need several sign-ins to manage all your accounts.
In case you have separate logins for both accounts, you may need to request a call to one of them, in order to use the branch credentials you requested to be assigned to all accounts.
What is a CIF Number?
People who have bank accounts once in a lifetime have experienced a CIF amount in their lives. Now what is this CIF number? The name C I F means “Customer Client File” containing all the personal details of the bank account holder.
CIF is an 11-digit number used by banks to determine their customers’ details regarding loans, demat and KYC, including proof of identity, proof of address when required.
This 11-digit code is unique for each customer on their different accounts. This code cannot be changed by accounts. The number is uniquely displayed for all information pertaining to lending, data depth and private customer related information.
It helps different banks to track information about the customer of their different accounts in one place. This may avoid confusion and fraudulent activities that may occur while approving a loan.
It contains important statistics, account balances or purchase information and the customer type of account managed to provide various product services and management purposes.
It offers a variety of customer service in one place. The CIF number is officially held today. It can be found on paper in various relevant articles.
The CIF number can be viewed similarly to the Aadhar card number while the Aadhar number provides a different identity, the CIF number provides the customer’s bank details with a different code.
Where can you find this CIF number for your bank account?
You can easily find your CIF number through various steps in online and offline banking.
- Log into your bank account.
- Select the e-statement statement option.
- Select the statement time for e.
- The account summary page will show your CIF number.
- You can easily find your CIF number in the various banks app.
Look at the book
Get your CIF number printed on the first page of your book.
Similarly, the CIF number is printed on the first page of the passbook.
You can contact the customer care number for information about your CIF number.
The bank manager
You can contact the bank branch manager for details regarding the unique CIF number.
Is it safe to discuss your CIF number?
Yes, it is safe to share your CIF number with someone from the bank as that number is listed in the public banks and to avoid confusion. There are many other pieces in the bank that should be made private and the details should not be shared with anyone and even the customer care officer. It may include debit card number, account number, OTP (one-time password) and mobile number or PAN card number registered with your bank account.
The CIF number is an integral part of the banking system that records customer account tracking from various accounts.
Here is an example of an SBI bank that will guide how to get your CIF number.
Don’t worry if you are a customer of another bank. The steps for obtaining a CIF number are the same for all banks. Nowhere else can you find your CIF number as shown in the SBI Bank example below:
1. Internet Banking
- Sign in with your online bank account.
- Select a specific date for the E statement
- The page will show your CIF number and your account details.
2. Mobile app
- You can get your CIF number from the SBI bank banking app.
- Find the CIF number on the SBI test page itself.
- Also you can find a CIF number on your SBI bank page.
- You can call the customer care service for CIF details. You can call 1800 11 2211, 1800
- CIF number in SBI checkbook 425 3800 and 080-26599990.
If you are unable to place your CIF number in the areas described above, please contact your SBI bank branch for further inquiries.
You can find a different CIF bank account number in the same locations as shown in the above example of SBI bank.